Scale your multifamily portfolio with flexible bridge loans for value-add execution and long-term financing for stabilized assets. We lend where conventional banks won't.
Up to 75% LTV
Loan-to-Value
From 8.0%
Interest Rate
1–10 Year Terms
Loan Term
5+ Units
Minimum Property Size
Loan Structures
We offer two core structures to match your investment strategy — short-term bridge capital for execution and long-term term loans for stabilized assets.
Value-Add & Transitional Assets
Short-term bridge financing for multifamily properties that need renovation, lease-up, or repositioning. Ideal for value-add investors executing a business plan with a defined exit.
Stabilized & Cash-Flowing Assets
Long-term financing for stabilized multifamily assets generating consistent rental income. Ideal for hold-and-collect investors seeking permanent capital solutions.
Pricing
Competitive rates for stabilized and value-add multifamily across all market types.
| Asset Type | Max LTV | Rate | Points | Term |
|---|---|---|---|---|
| Stabilized (5–20 units) | 75% LTV | From 8.0% | 1.0–1.5 | 1–10 yrs |
| Value-Add (5–20 units) | 80% LTC | From 8.75% | 1.5–2.0 | 1–10 yrs |
| 20+ Units | 70% LTV | Negotiated | Negotiated | Negotiated |
* Rates and terms are indicative and subject to change. Final terms depend on asset type, deal specifics, and borrower profile.
What We Finance
From small apartment buildings to mixed-use and niche housing, our multifamily lending covers a broad range of asset types.
5–20 unit residential apartment complexes, whether garden-style, mid-rise, or walk-up buildings.
Ground-floor commercial with residential units above. We lend on mixed-use where the majority of income is residential.
Purpose-built or converted student housing near colleges and universities. We underwrite based on rental demand.
Independent living and market-rate senior apartment communities. Evaluated on occupancy and cash flow stability.
FAQ
Our multifamily loan program requires a minimum of 5 residential units. Properties with 2–4 units may qualify under our DSCR rental loan program instead.
Yes. Non-recourse options are available for stabilized assets and qualified borrowers. Non-recourse loans typically require a stronger LTV, higher net worth, and a demonstrated track record. Talk to a loan officer to discuss eligibility.
Yes. Interest-only periods are available on both bridge and term loan structures, subject to underwriting approval. This can significantly improve cash flow during the hold period.
For value-add properties, we go up to 80% of the total project cost (LTC). For stabilized assets, the maximum LTV is 75%. Properties with 20+ units are evaluated on an individual basis with negotiated terms.
Yes. We lend on mixed-use properties where the majority of the income and value is derived from the residential component. Properties with significant commercial tenants may require additional review and may have adjusted LTV requirements.
Get Funded Fast
Apply in minutes. Our multifamily specialists will review your deal and issue a term sheet within 2 hours.
