Direct private lender for real estate investors
Tell us the deal.Terms in about 2 hours.
Fix and flip, rental, construction and multifamily loans from the lender that funds them. Most loans close in 5–10 business days.
- No upfront fees
- No obligation to proceed
- We underwrite every deal ourselves
Rates
from8.75%
Leverage
Up to 90% of cost
Term
12–24 months
Purchase and rehab, interest-only, draws usually funded within 1 business day. Terms are subject to underwriting, appraisal, title, and insurance.
- funded
- $500M+
- deals closed
- 1,200+
- average time to term sheet
- 2 hrs
- partner brokers
- 200+
What we lend on
Flips, rentals, new builds and multifamily. One lender for all four.
How it works
Software speed. A lender’s signature.
Send the deal
Program, price and loan amount to start. The full application takes about five minutes.
Get real terms
A written term sheet with leverage, rate and fees, in about 2 hours on average.
Close
Approval typically in 5–7 business days. Most loans close in 5–10 business days.
Four programs. Every number on the page.
Compare all programs| Program | Leverage | Rates | Term | Details |
|---|---|---|---|---|
| Fix & flipPurchase and rehab, interest-only, draws usually funded within 1 business day. | Up to 90% of cost | From 8.75% | 12–24 months | Details on Fix & flip |
| DSCR rentalQualify on the property's rent, not your tax returns. Up to $3.5M, DSCR from 1.05. | Up to 80% LTV | From 6.75% | 30-year fixed | Details on DSCR rental |
| New constructionGround-up builds with a draw schedule and an optional financed interest reserve. | 85–90% of cost | From 8.75% | 12–24 months | Details on New construction |
| MultifamilyFive units and up, stabilized or value-add. | Up to 75% LTV | From 8.0% | 1–10 years | Details on Multifamily |
Terms are subject to underwriting, appraisal, title, and insurance.
Timelines
What you can hold us to.
We underwrite and price every deal ourselves, so these are our own timelines, not a third party’s.
- Term sheeton average, from a complete request
- about 2 hours
- Full approvalfor most loans
- 5–7 business days
- Closingappraisal, title and insurance run in parallel
- 5–10 business days
- Rehab drawstypically, after inspection
- within 1 business day
For brokers
The same engine, with your name on the output.
Bring the deal and keep the client. We fund it, and you are paid 0.5%–3% at the closing table.
- Price any deal yourself in the broker portal
- Term sheets with your name and branding
- Live status on every file you send
- 0.5%–3% paid to you at closing
Business-purpose loans for real estate investors only.