Private Lending — Nationwide

Fast Capital for Real Estate Investors

Funded Capital provides institutional-grade private loans for fix & flip, DSCR, new construction, and multifamily — with term sheets in 2 hours and closings in days, not months.

No upfront fees680+ credit scoreClose in 5 daysNationwide

$500M+

Loans Funded

2 hrs

Avg. Time to Term Sheet

1,200+

Deals Closed

44 States

Nationwide Lending

Loan Programs Built for Investors

From single-family flips to large multifamily acquisitions, we have the right capital solution for your strategy.

Most Popular

Fix & Flip

  • Up to 90% LTC
  • From 8.75%
  • 12–24 months

DSCR / Rental

  • Up to 80% LTV
  • From 6.0%
  • 30-year fixed or P/I

New Construction

  • Up to 85% LTC
  • From 8.75%
  • 12–24 months

Multifamily

  • Up to 75% LTV
  • From 8.0%
  • 1–10 years

From Application to Funding in 4 Steps

01

Submit Your Loan Request

Complete our streamlined online application in under 5 minutes.

02

Receive a Term Sheet

Get a preliminary term sheet within 2 hours — no fluff, no runaround.

03

Underwriting & Approval

We move fast. Most loans are fully approved within 5–7 business days.

04

Fund & Close

Loan is disbursed to the title company on the day of closing. You close the deal. We celebrate with you.

The Lender Investors Trust to Close

We built Funded Capital for real estate professionals who can't afford to lose a deal to slow underwriting or vague pricing.

Speed That Wins Deals

Term sheet in 2 hours. Closings in as little as 5 days. When timing is everything, we deliver.

Transparent Terms

No hidden fees, no bait-and-switch. What you see in the term sheet is what you get at closing.

Competitive Rates

Institutional-grade pricing with the flexibility of a private lender. Best of both worlds.

Relationship Driven

Your dedicated loan officer answers the phone. Real people, real decisions — not a black box.

Partner with Us & Earn More on Every Deal

Earn up to 3% per closed loan. Dedicated support and fast closings keep your clients coming back.

Join Our Broker Program

Your Next Deal is One Application Away

No commitment required. Get your term sheet within 2 hours and know exactly where you stand before you proceed.