Direct private lender for real estate investors
Price the deal here.Terms in about 2 hours.
Fix and flip, rental, construction and multifamily loans from the lender that funds them. See your numbers, download the term sheet, and close in 5–10 business days.
No upfront fees. No obligation to proceed. We underwrite every deal ourselves.
Price your deal
Your estimated middle score, 300 to 850.
Indicative terms
Terms are subject to underwriting, appraisal, title, and insurance.
- funded
- $500M+
- deals closed
- 1,200+
- average time to term sheet
- 2 hrs
- partner brokers
- 200+
How it works
Software speed. A lender’s signature.
Send the deal
Program, price and loan amount to start. The full application takes about five minutes.
Get real terms
A written term sheet with leverage, rate and fees, in about 2 hours on average.
Close
Approval typically in 5–7 business days. Most loans close in 5–10 business days.
Programs
Four programs. Every number on the page.
Fix & flip
Purchase and rehab, interest-only, draws usually funded within 1 business day.
- Leverage
- Up to 90% of cost
- Rates
- From 8.75%
- Term
- 12–24 months
DSCR rental
Qualify on the property's rent, not your tax returns. Up to $3.5M, DSCR from 1.05.
- Leverage
- Up to 80% LTV
- Rates
- From 6.75%
- Term
- 30-year fixed
New construction
Ground-up builds with a draw schedule and an optional financed interest reserve.
- Leverage
- 85–90% of cost
- Rates
- From 8.75%
- Term
- 12–24 months
Multifamily
Five units and up, stabilized or value-add.
- Leverage
- Up to 75% LTV
- Rates
- From 8.0%
- Term
- 1–10 years
Terms are subject to underwriting, appraisal, title, and insurance.
Timelines
What you can hold us to.
We underwrite and price every deal ourselves, so these are our own timelines, not a third party’s.
Price your deal- Term sheeton average, from a complete request
- about 2 hours
- Full approvalfor most loans
- 5–7 business days
- Closingappraisal, title and insurance run in parallel
- 5–10 business days
- Rehab drawstypically, after inspection
- within 1 business day
For brokers
The same engine, with your name on the output.
Bring the deal and keep the client. We fund it, and you are paid 0.5%–3% at the closing table.
- Price any deal yourself in the broker portal
- Term sheets with your name and branding
- Live status on every file you send
- 0.5%–3% paid to you at closing
Business-purpose loans for real estate investors only.