Direct private lender for real estate investors
Price the deal here.Terms in about 2 hours.
Fix and flip, rental and new construction loans from the lender that funds them. See your numbers, download the term sheet, and close in 5–10 business days.
You pay no lender fees until closing and nothing obliges you to proceed. We underwrite every deal ourselves.
Price your deal
Your estimated middle score, 300 to 850.
Indicative terms
Terms are subject to underwriting, appraisal, title, and insurance.
- funded
- $500M+
- deals closed
- 1,200+
- average time to term sheet
- 2 hrs
- partner brokers
- 200+
How it works
Three steps from deal to closing.
Send the deal
Program, price and loan amount to start. The full application takes about five minutes.
Get real terms
A written term sheet with leverage, rate and fees, in about 2 hours on average.
Close
Approval typically in 5–7 business days. Most loans close in 5–10 business days.
Programs
Three programs, with the terms on each card.
Fix & flip
Purchase and rehab, interest-only, draws usually funded within 1 business day.
- Leverage
- Up to 90% of cost
- Rates
- From 8.75%
- Term
- 12–24 months
DSCR rental
The property's rent qualifies the loan, and we don't ask for tax returns. Up to $3.5M, DSCR from 1.05.
- Leverage
- Up to 80% LTV
- Rates
- From 6.75%
- Term
- 30-year fixed
New construction
Ground-up builds, first builds on your GC's record, mid-construction refinances and land you already own.
- Leverage
- Up to 90% of cost
- Rates
- From 8.75%
- Term
- 12–24 months
Terms are subject to underwriting, appraisal, title, and insurance.
Timelines
What you can hold us to.
We underwrite and price every deal ourselves, so nobody outside the company sets these timelines.
Price your deal- Term sheeton average, from a complete request
- about 2 hours
- Full approvalfor most loans
- 5–7 business days
- Closingappraisal, title and insurance run in parallel
- 5–10 business days
- Rehab drawstypically, after inspection
- within 1 business day
For brokers
Price deals in our portal. The term sheet carries your name.
Bring the deal and keep the client. We fund it, and you are paid 0.5%–3% at the closing table.
- Price any deal yourself in the broker portal
- Term sheets with your name and branding
- Live status on every file you send
- 0.5%–3% paid to you at closing
Business-purpose loans for real estate investors only.