Our advanced tech-driven lending platform ensures a seamless and hassle-free process.
Technology-Driven Efficiency
Fast & Reliable Closings
Fast underwriting and approvals get you cash-out funds in 7-10 days.
Financing for Any Property Type
Loans from $100K to $3.5M for single-family homes, multi-units, and townhomes
Investment-Focused Lending
Built for investors—no personal income needed, just asset-based financing to maximize returns..
Cash-Out Refinance Loans for Real Estate Investors
Unlock up to 80% of your property’s equity with our Cash-Out Refinance program. Whether you’re funding new investments, renovating, or expanding your portfolio, we offer 30-year fixed or adjustable-rate mortgages with competitive terms. With 7-10 day closings and a streamlined process, you get the funds you need—quickly and efficiently.
Secure Your Cash-out refinance in 3 Simple Steps!
#1
Fill out our quick application, and we’ll connect with you to discuss financing options for your project.
#2
Our loan strategist will design a custom financing plan that maximizes your profits.
#3
Close in as little as 5-7 days, and start your project with the funding you need.
Why Funded Capital?
At Funded Capital, we help real estate investors tap into their property’s equity with Cash-Out Refinance loans designed to fuel your next investment, renovation, or expansion. Our asset-based lending approach ensures a seamless process—no personal income verification required.
Quick & Streamlined Funding
• Get cash in 7-10 days for qualified borrowers
• No income verification—approval based on property cash flow
• Available for single-family homes, 2-4 unit properties, and townhomes
• Lending in 44 states
Flexible Loan Structures
• Choose from 5/6, 7/6, or 10/6 ARM or 30-year FRM options
• Interest-only options available for ARMs during the initial fixed-rate period
• Fixed-rate mortgages available in 5-year, 10-year, or 30-year terms
Maximized Leverage & Scalable Financing
• Loan amounts from $100K to $3.5M
• Up to 80% LTV for cash-out refinances
• Asset-based qualification—no personal financials required
Built for Real Estate Investors
• Available to LLCs & Corporations—no personal loan needed
• Foreign nationals eligible (must meet lender requirements)
• 660+ minimum FICO score (case-by-case exceptions available
Maximize Your Equity with Our Cash-Out Refinance Calculator
Funded Capital’s Cash-Out Refinance Calculator is a powerful tool designed to help real estate investors unlock their property’s equity and evaluate financing options with ease. Whether you’re refinancing or cashing out, our calculator simplifies the numbers—factoring in loan terms, LTV, and estimated monthly payments—so you can make data-driven investment decisions with confidence.
With our easy-to-use tool, you can:
✅ Estimate loan terms and monthly payments
✅ Calculate how much equity you can cash out
✅ Ensure your property meets lender requirements
✅ Make informed, strategic refinancing decisions
The Key to Limitless Capital
Fill out the form to access your equity and take the first step toward quick, hassle-free cash-out refinancing for your next investment
"I've had the pleasure of working with Luis Fajardo at Funded Capital for two years now, and my experience has consistently been exceptional. Luis is remarkably efficient and reliable, ensuring every detail is handled promptly and professionally. His transparency throughout our partnership has been invaluable, providing clear explanations and keeping me informed at every stage. Additionally, Luis consistently delivers cost-effective solutions that align perfectly with my needs. I wholeheartedly recommend him for anyone seeking a dependable and transparent lending partner."
Michael B
Real Estate Broker | Funded Capital Client
Why Funded Capital
At Funded Capital, we help real estate investors tap into their property’s equity with Cash-Out Refinance loans designed to fuel your next investment, renovation, or expansion. Our asset-based lending approach ensures a seamless process—no personal income verification required.
Quick & Streamlined Funding
• Get cash in 7-10 days for qualified borrowers
• No income verification—approval based on property cash flow
• Available for single-family homes, 2-4 unit properties, and townhomes
• Lending in 44 states
Flexible Loan Structures
• Choose from 5/6, 7/6, or 10/6 ARM or 30-year FRM options
• Interest-only options available for ARMs during the initial fixed-rate period
• Fixed-rate mortgages available in 5-year, 10-year, or 30-year terms
Maximized Leverage & Scalable Financing
• Loan amounts from $100K to $3.5M
• Up to 80% LTV for cash-out refinances
• Asset-based qualification—no personal financials required
Built for Real Estate Investors
• Available to LLCs & Corporations—no personal loan needed
• Foreign nationals eligible (must meet lender requirements)
• 660+ minimum FICO score (case-by-case exceptions available
